EUROPE'S GREEK CRISIS IN TRANSITION - A LIBERAL APPROACH

Abstract
The common currency has been an ambitious and complex experiment for Europe, especially given the incomplete political and economic state of the Union up to day. When in 2009 it became apparent that Greece could default on its debt the Eurozone leadership felt the danger of a domino effect strong enough to generate acute damage to the rest member states. Although an adjustment program was agreed, and two more followed for Greece, the situation is still grave. The systemic danger is no more but the country is yet unable to recover despite the vast reform agenda it has carried through so far. This paper tries to assess the cause of the ongoing Greek problem in the context of the EU crisis, the efficiency of the applied policies and discuss a liberal alternative to put Greece and the EU back in normality.
Key words: Economy, Crisis, Greece, European Union, Adjustment program

European Liberal Forum - POLICY REPORT (2017)



Introduction
It was spring of 2016, in a café in Brussels, when a group of trainees from a north European country bullied a Greek girl sitting at the neighbouring table into paying their bill. The girl, a stagier herself, was hanging out with friends when she heard the nearby company shouting at her that she should begin paying back her debts to them right away. In discussions with central European fellows, the author listened that it was the Eastern Orthodox religion to blame for the current state of affairs, featured as “fundamentalist”.[1] From another angle, in March 2017, Eurogroup’s President Jeroen Dijsselbloem outreached the existent state of criticism denouncing the Greek people for ethical errors, namely alcoholism and adultery, which he considered the reasons of the crisis.[2]
It is commonly accepted that false collective images reflect misconception about the subjects, revealing that prejudice and chauvinism are still apparent in Europe: for a significant minority, Europe consists of hard working citizens of the North and the incompetent PIGS[3] of the South. For the rest, Europe has to move on with unity and substantial policies preventing transfer of power to populists and Eurosceptics who put the entire European project in jeopardy. Mixing politics and economics with cultural stereotypes and convictions for an entire region portrays the crisis merely as the failure of national policies due to overspending, isolated from the supranational environment, and disregards that the EU has a lot of working yet to do in the institutional sector.

The Greek sovereign debt crisis
Greece was not prepared to join the common currency. Once it did, private foreign capital inflows combined with low interest rates led to unrealistic income raises and then to an increase in demand for imports due to the average domestic production. In addition, public spending dramatically exceeded the actual fiscal capabilities and especially after 2004, the conservative administrations failed to introduce reforms and stabilize the economy. Hence, shortly after the 2008 global financial crisis had erupted it was understood that the game for the country was coming to an end. The fall of 2009 the Greeks were called to early elections amid debates about a disaster that was about to appear while earlier that year, irresponsible borrowing paired again with irresponsible lending with investors willing to finance Greece’s deficits even at that time.[4]
The situation was so serious that the anti-austerity platform of the newly elected social-democratic government was sent to junk. For Prime Minister Papandreou and his cabinet there was either bankruptcy, Grexit and domestic chaos or international assistance at any cost and the difficult avenue of austerity and reforms. The first option would have unprecedented consequences for everyone in the Eurozone, threatening several French and German private banks who had previously faced losses from the US toxic-derivatives and now were exposed to the Greek debt (and the debt of the South).
Therefore, it was a political imperative for all sides to keep Greece in the Eurozone until the situation was under control; for that reason, the Greek government applied to the “Troika” –a body formed for this purpose by the European Commission, the International Monetary Fund (IMF) and the European Central Bank (ECB)- asking for a bail-out: Europe’s tax payers, even those from countries poorer than Greece, were to fund a private investment fiasco. As Rocholl and Stahmer have shown, “most of the money was used to actually transfer risks from private to public creditors.”[5] Bluntly put, the adjustment program (and the ones who followed) was a political program designed to eliminate the risk for the lenders, to safeguard the banking system, to prevent contagion to other Eurozone countries and last, to keep Greece alive with the Euro.[6] It was not designed to correct the unique inefficiencies of the Greek case, helping for example develop a viable model of production and innovation.[7]


The rescue programs and their impact
The adjustment programs introduced measures for harsh austerity and reforms, many of which, such as privatizations, improvement of justice mechanisms, update of industrial legislation and enhancement of public administration were on a liberal direction. However, the budget balance was not sought via new investments but with high tax rates (applied to very narrow bases) and deep cuts, hurting primarily the weak classes. Combined with the introduction of new, flexible forms of labour, for average gross salaries as low as 394.00,[8] the programs resulted in economic stagnation, unemployment and emigration (brain drain). The special report on Greece by the European Court of Auditors criticized the Commission’s narrow scope of the rescue programmes, calling for a more comprehensive and systematic design adapted to the overall situation of the country.[9]
This is not to say that the list did not include necessary and modernizing terms, indispensable for economic recovery; on the contrary, many reforms should have been implemented years before the memoranda from the Greeks alone. The problem though, lies on Troika’s ineptitude to rejuvenate the economy, which shrank by a quarter the last years; and, as the GDP collapses, the key debt-to-GDP ratio rises. With the loan of the 3rd adjustment program (€86 billion euros) the economy received additional debt, dividing the EU and the IMF about its sustainability.
The Greek Parliamentary Budget Office (PBO) has alerted that it is necessary to accompany adjustment with a credible program for sustainable growth (oriented to production’s restoration) based on resources from the ESM, the ECB and other European institutions.[10] However, the two first Memoranda granted Athens €215.9 billion euros from which only €9,7 billion was oriented to Greece’s fiscal budget or to what is called the “real” economy.[11] Consequently, the toxic combination of austerity and lack of growth has rendered the debt unsustainable, several studies suggest.[12] For the same reason, the IMF has called for a debt relief.[13]
Now the problem becomes political again: admitting that the debt is unsustainable would question the EU leadership’s decision to fund it with public money, insisting on a program with poor results. The elephant is in the room.
In August 2018, in less than one year, the 3rd adjustment program will be up and it seems very unlike that Greece will have access to independent capital markets for financing. Without a 4th program, the infamous Grexit will be on the horizon and the agony of the Greek and the European people will be threatened. Given the IMF’s position about its participation in future programs,[14]  the situation will probably reach stalemate.

Ownership of the reform agenda?
Another study[15] emphasizes the importance of ownership of the reform agenda, noticing that this is not the case in Greece. Indeed, the political elite has refused to take responsibility of the measures either with ideological or electoral motives. Every opposition since 2010 denounced the adjustment programs promising solutions without pain or tears. But this is not the full story: the one time that it was proposed by an Administration to invite the Greek people take ownership of their future, the EU leaders stopped it. In the EU Summit of October 27, 2011, it was agreed a large debt restructuring and a new bailout loan of 172 billion for Greece. Upon his return to Athens, Prime Minister Papandreou found a difficult situation of upheaval and decided to call a national referendum on the program, forcing the Greek people and the opposition to take sides, make a courageous choice and end the debate for good. Papandreou’s announcement though, rose the risk of contagion to Italy, a “too big to fail” economy, infuriating Angela Merkel and Nicolas Sarkozy who learnt the news at the G20 Summit in Cannes. They immediately summoned Papandreou to get to them, they had an intense discussion with him and a few days later he resigned for a coalition government with a technocrat Premier. The chance for the Greek people to share ownership was killed.[16]

Reforms are not enough
The European management of the Greek problem means more than rescuing one weak country; it is a crash-test for the Union’s ability to handle with crises, support member-states and act efficiently as a single agent. In February 2017, the Director of the European Stability Mechanism (ESM) Klaus Regling said that Greece needs no additional debt relief; instead, he added, it has to implement reforms so as to get the next tranche of the ESM loan soon.[17] Put differently, for Regling the indebted Greece needs more loans instead of no-more-loans. But this was not his only contradiction: in November 2, 2017, he changed his mind, saying that he would consider the option of debt restructuring albeit only after the end of the current program, in August 2018.[18] And further, he noted that a growth clause and a development bank are in the process echoing the proposals of the controversial former Finance Minister of Greece Yannis Varoufakis,[19] whose ideas Regling had intensively criticised. Jeroen Dijessenbloem also adopted Regling’s opinion,[20] despite his attachment to Wolfgang Schäeuble, former German Finance Minister, who had ruled out that such an action would violate EU rules.[21]
The IMF is much more clear, constantly calling for debt relief. For the Fund the debt is unsustainable, despite the reform efforts because
a debt-reduction strategy that is based on maintaining unprecedentedly high primary surpluses or output growth rates for extended periods is not credible, even with full implementation of planned policies.”[22]
PBO has been arguing since 2014 that some public debt restructuring must take place prior to Greece’s return to the markets. It would improve both the country's prospects and its credit rating, resulting in lower interest rates.[23] In its latest report (November 2017) PBO raised very serious concerns about Greece’s ability to fulfil its financial obligations projecting that between 2021 and 2026 it has to pay  €84,3 billion in interests.[24] “Without significant debt relief, the country will go bankrupt,”[25] the report stressed.
That being so, it can be asserted that it is one thing to accomplish reforms and another thing to sort out the debt issue. When the EU representatives interconnect those two, insisting that reforms are the answer to the excessive debt, they let themselves get sidetracked from the actual problem. There is no room for doubt that reforms are essential but not enough: an inflow of cash for investments is required and simultaneously productivity must elevate so as to render Greek products competitive internationally.[26] At the moment, stagnation and austerity steadily shrink the economy keeping debt-to-GDP ratio high.[27] Therefore, it is too risky yet to advertise Greece’s return to the capital markets, as some EU officials and the Greek government do, politicising an economic affair. After all, it will take years for Greece to gain its autonomy because it will remain subject to European surveillance mechanisms even after the adjustment programs, whenever that may occur.

A liberal alternative
Greece has received significant support from its European counterparts and this cannot be neglected. The adjustment programs have been significant for the country’s operation, for keeping it in the Eurozone and for pushing a set of radical reforms in limited time. Nevertheless, the results speak for themselves and the Greek economy remains fragile. As discussed above, the debt sustainability is debatable and the economy has fallen short in reconstructing its production base or attract foreign investments in an environment of uncertainty. The EU, as the leading force, needs to endorse a more efficient and viable solution that would leave the crisis behind allowing Greece return to social stability.
From a liberal spectrum, the next steps should be based on a sound policy context, a functional policy design and a robust policy delivery. It is not argued another debt cut here. The lenders would not accept it because it requires parliamentary vote and hardly someone could justify to his or her constituency how a previously sustainable debt has become eventually unsustainable; many investors would be damaged and confidence would evaporate; and, it would be morally wrong. The Greek people must honour the agreements and return that money to their fellow European citizens restoring their reputation that has suffered the last 8 years.
Instead, a short term forbearance to Greece, for a period of 5 years, could be granted, during which all the pending reforms must be completed. The same time, the economy will have to deliver budget surpluses (not merely primary ones) which should be invested exclusively on development and growth, galvanizing progress in all economic sectors. Last, the EU should actively encourage the installation of industrial units in the country, founding a competitive basis for production and exports.


Conclusion
The European Union is at the crossroads. The 2017 Freedom in the World report poses that “it is no longer possible to speak with confidence about the long-term durability of the EU.”[28] Earlier, President Juncker, of the European Commission, had sent a warning about the future of the Union via his White Paper,[29] a working paper of five scenarios released on March 2017. His pessimism was a clear sign that improvement is necessary and possible. Common strategies for unity, prosperity and freedom should substitute ineffective choices and a new liberal deal should work as a political compass. The European nations have come a long way and they can go farther together.
After so much effort -with gains and losses- a positive outcome for Greece is feasible but it requires immediate and decisive response. Resolving this equation, introducing more the actual spirit of unity and integrity, Greece will recover and the EU will benefit by entering a new period of liberal consensus, with economic stability and political effectiveness, ready to work on its integration ambitions.





[1] A fundamentalist is a radical believer who upholds belief in the strict, literal interpretation of scripture. Such extreme examples include a few American Churches and political Islam.
[2] He said: “During the crisis of the euro, the countries of the North have shown solidarity with the countries affected by the crisis. As a Social Democrat, I attribute exceptional importance to solidarity. [But] you also have obligations. You can not spend all the money on drinks and women and then ask for help.”Mehreen Khan and Paul McClean, “Dijssenbloem under fire after saying eurozone countries wasted money on alcohol and women,” Financial Times, March 21, 2017,  https://www.ft.com/content/2498740e-b911-3dbf-942d-ecce511a351e. See also: Alexander Armbruster, “Frauen und Alkohol,” Frankfurter Allgemeine, March 23, 2017, http://www.faz.net/aktuell/wirtschaft/wirtschaftspolitik/kommentar-frauen-und-alkohol-14938812.html.
[3] PIGS has been used as a derogatory acronym for Portugal, Italy, Greece and Spain.
[4] IMF, Country Report No. 09/244, August 2009, https://www.imf.org/external/pubs/ft/scr/2009/cr09244.pdf, 11.
[5] Jörg Rocholl and Axel Stahmer, “Where did the Greek bailout money go?”, White Paper No. WP–16–02, Berlin: European School of Management and Technology, 2016.
[6] For more see: Fabio Colasanti, Financial Assistance to Greece: Three programmes, Discussion Paper (Brussels: European Policy Center, 2016).   
[7] European Court of Auditors, “The Commissions intervention in the Greek financial crisis,” Special Report No. 17 (2017): 8-9.
[8] Parliamentary Budget Office, Quarterly Report July-September 2017 (November 2017): 10.
[9] European Court of Auditors, ibid, 74-75.
[10] Parliamentary Budget Office, Quarterly Report April-June 2014 (July 2014): 9.
[11] Rocholl and Stahmer 2016.
[12] For example, see: Alexander Kritikos and Marian Hafenstein, Marian, “The Greek Crisis, a Tragedy without Catharsis?”, Vierteljahrshefte zur Wirtschaftsforschung, Vol. 84 (2015). 195-209, Klaus Schrader, David Benček and Claus-Friedrich Laaser, “Saving Greece once again: Have we Reached the Root of the Crisis?”, Vierteljahrshefte zur Wirtschaftsforschung, Vol. 84 (2015): 41-42.
[13] The IMF commented: “Greece’s debt remains unsustainable. Further discussions are needed to converge on a strategy based on realistic assumptions and on a broadened scope for debt relief to restore Greece’s debt sustainability” in Press Release, July 10, 2017.

[14] Ruth Berschens and Jan Hildebrand, “Sources: IMF and Schäuble Closer to Deal on Greek Debt Bailout,” Handelsblatt, May 23, 2017, https://global.handelsblatt.com/finance/imf-and-schauble-reach-deal-on-greek-debt-bailout-770888.

[15] Klaus Schrader, David Benček and Claus-Friedrich Laaser, “Saving Greece once again: Have we Reached the Root of the Crisis?”, Vierteljahrshefte zur Wirtschaftsforschung 84 (2015): 41-42.
[16] For more about the referendum see: Peter Spiegel, “How the Euro was saved,” Financial Times, May 11, 2014, http://ig-legacy.ft.com/content/f6f4d6b4-ca2e-11e3-ac05-00144feabdc0#axzz4xMgYkGtF. 
[17] Klaus Regling, “Solidarity with Greece will render its debt sustainable,” Financial Times, February 9, 2017, https://www.ft.com/content/c342c624-eeb0-11e6-ba01-119a44939bb6.

[18]Need for Greek debt relief to be assessed in Aug. 2018: Klaus Regling,” New Europe, November 3, 2017, https://www.neweurope.eu/article/need-greek-debt-relief-assessed-aug-2018-klaus-regling/, Michele Kambas, “ESM chief: We'll see in August 2018, if Greece needs more debt relief,” Reuters, November 2, 2017, https://www.reuters.com/article/us-eurozone-greece-regling/esm-chief-well-see-in-august-2018-if-greece-needs-more-debt-relief-idUSKBN1D225Q.

[19] Yanis Varoufakis, Adults in the Room (London: The Bodley Head, 2017), 125.
[20] Jeroen Dijssenbloem, “Leave Greek Elections till 2019,” interview by Alexis Papachelas, Kathimerini, October 2, 2017, http://www.ekathimerini.com/222125/article/ekathimerini/comment/leave-greek-elections-till-2019-dijsselbloem-tells-kathimerini.

[21] Birgit Jennen and Patrick Donahue, “Schaeuble Rules Out Greek Debt Cut as Violation of EU Rules,” Bloomberg, February 8, 2017, https://www.bloomberg.com/news/articles/2017-02-08/schaeuble-rules-out-greek-debt-cut-as-violation-of-eu-rules-iyxc58e4.

[22] IMF, Press Release No. 17/294, July 20, 2017.
[23] Parliamentary Budget Office, Quarterly Report July-September 2014 (October 2014): 12.
[24] Finance Minister Euclid Tsakalotos disputed PBO’s findings, claiming that the interests are much lower.
[25] Parliamentary Budget Office, Quarterly Report July-September 2017 (November 2017): 11-12.
[26] Garry Jacobs and Mark Swilling, “The Greek Financial Crisis: Theoretical Implications,” Cadmus 2, no. 5 (October 2015): 82-89.
[28] Arch Puddington and Tyler Roylance, Populists and Autocrats: The Dual Threat to Global Democracy [Freedom in the World Report 2017] (Washington: Freedom House, 2017).
[29] European Commission, White Paper on the Future of Europe (Brussels: 2017).

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